Make Your List and Make it Work

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With an overall spending limit established, participants turn their plan into a detailed holiday spending list. They identify priorities, assign spending amounts, compare their plans with their overall limit, and make adjustments where needed. The lesson also introduces a simple “Worth It?” check to help participants slow down and evaluate unplanned or impulse purchases.

Key takeaway: Prioritizing what matters most can make it easier to stay within your plan without taking the joy out of the holidays.